Apartment association · Tõrvandi alevik, Kambja vald

Papli tn 12 apartment association

Kambja vald, Tõrvandi alevik, Papli tn 12 korteriühistu (registry code 80425245) manages a 2-storey panel building built in 1981 with 12 flats. According to its 2025 annual report, the association's long-term liabilities were €266,152 (€505 per m² of flat space) and it held €99,179 in cash. In 2025 long-term liabilities rose from €0 to €266,152 — usually a sign of a renovation.

Board

  • AAAnu Andronboard member2 years 1 month
  • KPKadri Paluboard member2 years 9 months
  • PRPeep Reimerboard member5 years 5 months
B
Association grade
B · good
Kambja vald: ranked 83 of 143 graded associations.
House conditionaverage
age, energy class and works done
Loan affordabilitygood
loan vs the association's annual income
Cash bufferaverage
cash next to the loan, 3-year average
Managementaverage
reports filed on time

Building

Built
1981
Storeys
2
Construction
panel
Flats
12
Lift
no
Heating
district heating
Energy class
  • A
  • BB2023
  • C
  • D
  • E
  • FFvalid until 15.08.2034
  • G
  • H

Building page: Papli tn 12 →

Long-term liabilities
€266,152
as of 31.12.2025
Liabilities per m²
€505
similar buildings with a renovation loan €115
Cash
€99,179
€188/m² · similar €23/m²
Income per m² a month
€46.81
similar buildings €1.10

Compared with similar buildings: Kambja vald, built 1976–1986 (19 associations).

Finances by year

Long-term liabilities per m² of flat space at year end
0 €/m²20190 €/m²20200 €/m²20210 €/m²20220 €/m²20230 €/m²2024505 €/m²new loan2025
YearLong-term liabilitiesShort-term liabilitiesCashIncomeLabour costs
2025€266,152€105,688€99,179€295,794€0
2024€0€28,328€27,106€9,110€0
2023€0€27,305€26,001€12,864€0
2022€0€32,693€31,027€5,099€0
2021€0€32,253€30,044€1,773€0
2020€0€27,391€25,693€1,541€0
2019€0€23,305€20,953€3,628€0

Compared with similar buildings (Kambja vald, built 1976–1986; 19 associations), long-term liabilities per m² of flat space are higher than 84% of them. The median for buildings with a loan is €115/m².

Flats in this building

2 flats were offered for rent at €425–€450 a month.

What is your flat worth?

An estimate for a flat at Papli tn 12 from similar homes — free and instant.

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Apartment associations nearby

GradeBuildingLong-term liabilitiesCashReport
BPapli tn 11Tõrvandi alevik1981 · 12 flats€291,611€11,7642025
APapli tn 12aTõrvandi alevik1960 · 5 flats€5,045€6,5202025
BPapli tn 14Tõrvandi alevik1981 · 12 flats€0€15,6352025
CPapli tn 10Tõrvandi alevik1981 · 8 flats€0€1,9202025
BPapli tn 9Tõrvandi alevik1981 · 8 flats€250,845€43,6622025
ERingtee 13Tõrvandi alevik1988 · 39 flats€310,894€21,4242025
CPapli tn 15Tõrvandi alevik1974 · 16 flats€0€5,2622025
APapli tn 8Tõrvandi alevik1969 · 12 flats€249,092€11,0252025

Frequently asked questions

Does the association have a loan?

According to its 2025 report, the association has €266,152 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.

How much cash does the association have?

At the end of 2025 the association held €99,179.

When was the building built?

According to the building register, it was first used in 1981 and has 2 storeys.

Who is on the association's board?

According to the business register, the board members are Anu Andron, Kadri Palu, Peep Reimer (board since 30.04.2021).

How is the association grade calculated?

The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.

Where does the data come from?

Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.