Apartment association · Kose-Uuemõisa alevik, Kose vald
Pargi tn 3 apartment association
Kose vald, Kose-Uuemõisa alevik, Pargi tn 3 korteriühistu (registry code 80547037) manages a 2-storey panel building built in 1975 with 4 flats. According to its 2025 annual report, the association's long-term liabilities were €3,290 (€9 per m² of flat space) and it held €23 in cash. Long-term liabilities have fallen 93% since 2019.
Board
- GLGeir Luhtboard member8 years 5 months
- JJJaanus Jõgiboard member8 years 5 months
- MPMargo Plaadoboard member5 years 11 months
- TJToomas Jaansaluboard member8 years 5 months
- House conditionweak
- age, energy class and works done
- Loan affordabilitygood
- loan vs the association's annual income
- Cash bufferaverage
- cash next to the loan, 3-year average
- Managementgood
- reports filed on time
Building
- Built
- 1975
- Storeys
- 2
- Construction
- panel
- Flats
- 4
- Lift
- no
- Heating
- stove
Compared with similar buildings: Kose vald, built 1970–1980 (33 associations).
Finances by year
Loan principal repayment is an estimated €0.89 per m² of flat space a month, about €45 a month for a 50 m² flat (interest not included) — more than 83% of associations repaying a loan. The median is €0.52 in Estonia and €0.72 in Kose vald. At the current pace the loan will be repaid around 2026.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €3,290 | €4,775 | €23 | €817 | €0 |
| 2024 | €7,898 | €4,334 | €29 | €482 | €0 |
| 2023 | €12,104 | €3,992 | €21 | €424 | €0 |
| 2022 | €15,861 | €3,584 | €5 | €392 | €0 |
| 2021 | €19,386 | €3,558 | €26 | €357 | €0 |
| 2020 | €22,874 | €3,336 | €9 | €187 | €0 |
| 2019 | €45,910 | €3,084 | €19,760 | €24 | — |
Compared with similar buildings (Kose vald, built 1970–1980; 33 associations), long-term liabilities per m² of flat space are higher than 45% of them. The median for buildings with a loan is €84/m².
Flats in this building
No flat in this building has been for sale or rent in the last 12 months.
What is your flat worth?
An estimate for a flat at Pargi tn 3 from similar homes — free and instant.
Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| C | Pargi tn 1Kose-Uuemõisa alevik1965 · 12 flats | €10,260 | €20,851 | 2025 |
| – | Kosejõe tn 4Kose-Uuemõisa alevik1959 · 4 flats | no reports | ||
| – | Kosejõe tn 9Kose-Uuemõisa alevik1952 · 4 flats | no reports | ||
| – | Kase tn 2Kose-Uuemõisa alevik1961 · 4 flats | no reports | ||
| – | Kosejõe tn 5Kose-Uuemõisa alevik1871 · 11 flats | no reports | ||
| – | Kosejõe tn 5aKose-Uuemõisa alevik1871 · 4 flats | no reports | ||
| D | Tiigi tn 3Kose-Uuemõisa alevik1976 · 8 flats | €0 | €4,577 | 2025 |
| C | Kase tn 4Kose-Uuemõisa alevik1971 · 12 flats | €27,907 | €29,891 | 2025 |
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €3,290 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €23.
When was the building built?
According to the building register, it was first used in 1975 and has 2 storeys.
Who is on the association's board?
According to the business register, the board members are Geir Luht, Jaanus Jõgi, Margo Plaado, Toomas Jaansalu (board since 25.04.2018).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.