Apartment association · Viiratsi alevik, Viljandi vald
Sõpruse tn 20 apartment association
Viljandi vald, Viiratsi alevik, Sõpruse tn 20 korteriühistu (registry code 80108154) manages a 5-storey panel building built in 1986 with 30 flats. According to its 2025 annual report, the association's long-term liabilities were €320,565 (€184 per m² of flat space) and it held €49,505 in cash. In 2020 long-term liabilities rose from €0 to €264,026 — usually a sign of a renovation.
Board
- ESEduard Sapasboard member8 years 9 months
- RMRaili Maasingboard member4 years 5 months
- TRTanel Raudboard member2 years 3 months
- House conditiongood
- age, energy class and works done
- Loan affordabilityweak
- loan vs the association's annual income
- Cash bufferaverage
- cash next to the loan, 3-year average
- Managementaverage
- reports filed on time
Building
- Built
- 1986
- Storeys
- 5
- Construction
- panel
- Flats
- 30
- Lift
- no
- Heating
- district heating
- Renovated
- yes
Works on the building
per the building register
Source: sale ads for flats in this building. These are sellers' and brokers' claims that we have not verified, and they may be inaccurate or incomplete. The association's board can confirm the facts.
- Facade
- Roof
- Pipes
- Heating
- Ventilation
- Windows
- Wiring
- Stairwell
- Balconies
- Basement
- Entrance doors
- „Paneelmaja renoveeritud 2024“ · ad of 1 flat
- „Uus torustik, uus küttesüsteem,“ · ad of 1 flat
- A
- BBvalid until 11.04.2034
- C
- D
- E
- F
- G
- H
Building page: Sõpruse tn 20 →
Compared with similar buildings: Viljandi vald, built 1981–1991 (32 associations).
Finances by year
Loan principal repayment is an estimated €0.71 per m² of flat space a month, about €36 a month for a 50 m² flat (interest not included) — more than 70% of associations repaying a loan. The median is €0.52 in Estonia and €0.58 in Viljandi vald. At the current pace the loan will be repaid around 2047.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €320,565 | €70,394 | €49,505 | €11,558 | €2,087 |
| 2024 | €338,303 | €65,957 | €48,493 | €12,078 | €2,087 |
| 2023 | €352,279 | €63,030 | €45,738 | €10,318 | €2,087 |
| 2022 | €361,246 | €64,728 | €44,598 | €9,171 | €2,087 |
| 2021 | €376,848 | €61,493 | €38,398 | €432,104 | €2,087 |
| 2020 | €264,026 | €41,264 | €21,654 | €50,039 | €2,952 |
| 2019 | €0 | €46,262 | €43,390 | €18,972 | €5,467 |
Compared with similar buildings (Viljandi vald, built 1981–1991; 32 associations), long-term liabilities per m² of flat space are higher than 84% of them. The median for buildings with a loan is €25/m².
Flats in this building
Over the last 12 months 1 flat has been for sale in this building, asking €974–€974 per m².
What is your flat worth?
An estimate for a flat at Sõpruse tn 20 from similar homes — free and instant.
Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| C | Sõpruse tn 22Viiratsi alevik1986 · 30 flats | €438,717 | €64,674 | 2025 |
| A | Ehitajate tn 7Viiratsi alevik1974 · 48 flats | €396,911 | €35,181 | 2025 |
| B | Ehitajate tn 5Viiratsi alevik1974 · 48 flats | €0 | €53,146 | 2025 |
| – | Tiigi tn 9Viiratsi alevik18 flats | no reports | ||
| A | Ehitajate tn 3Viiratsi alevik1971 · 36 flats | €614,699 | €47,358 | 2025 |
| E | Tiigi tn 7Viiratsi alevik1950 · 14 flats | €46,250 | €30,707 | 2025 |
| B | Sakala tn 12Viiratsi alevik1973 · 12 flats | €0 | €20,955 | 2025 |
| C | Sakala tn 10Viiratsi alevik1960 · 12 flats | €0 | €48,238 | 2025 |
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €320,565 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €49,505.
When was the building built?
According to the building register, it was first used in 1986 and has 5 storeys.
Who is on the association's board?
According to the business register, the board members are Eduard Sapas, Raili Maasing, Tanel Raud (board since 06.01.2018).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.