Apartment association · Viljandi linn
Suur-Kaare tn 39 apartment association
Viljandi linn, Suur-Kaare tn 39 korteriühistu (registry code 80002444) manages a 5-storey panel building built in 1969 with 85 flats. According to its 2025 annual report, the association's long-term liabilities were €468,100 (€120 per m² of flat space) and it held €32,160 in cash. Long-term liabilities have fallen 28% since 2019.
Board
- EMErki Maasingboard member8 years 9 monthsalso: Ehitajate tn 7, Männimäe tee 33
- GKGunnar Kalvikboard member8 years 9 months
- KKKristjan Kaarjärvboard member8 years 9 months
- LVLuule Vitsurboard member8 years 9 months
- MPMadis Puskarboard member8 years 9 months
- MTMati Tomsonboard member8 years 9 months
- House conditiongood
- age, energy class and works done
- Loan affordabilitygood
- loan vs the association's annual income
- Cash buffergood
- cash next to the loan, 3-year average
- Managementgood
- reports filed on time
Building
- Built
- 1969
- Storeys
- 5
- Construction
- panel
- Flats
- 85
- Lift
- no
- Heating
- district heating
- Renovated
- yes
Works on the building
per the building register
Source: sale ads for flats in this building. These are sellers' and brokers' claims that we have not verified, and they may be inaccurate or incomplete. The association's board can confirm the facts.
- Facade
- Roof
- Pipes
- Heating
- Ventilation
- Windows
- Wiring
- Stairwell
- Balconies
- Basement
- Entrance doors
- „Maja on renoveeritud 7 aastat tagasi lisatud soojustus, uuendatud torustik, küttesüsteemid ja ventilatsioon.“ · ad of 1 flat
- „lisatud soojustus“ · ad of 1 flat
- „uuendatud torustik“ · ad of 1 flat
- „küttesüsteemid“ · ad of 1 flat
- „ja ventilatsioon“ · ad of 1 flat
- A
- BBvalid until 30.05.2031
- C
- D
- E
- F
- G
- H
Building page: Suur-Kaare tn 39 →
Compared with similar buildings: Viljandi linn, built 1964–1974 (48 associations).
Finances by year
Loan principal repayment is an estimated €0.67 per m² of flat space a month, about €34 a month for a 50 m² flat (interest not included) — more than 66% of associations repaying a loan. The median is €0.52 in Estonia and €0.71 in Viljandi linn. At the current pace the loan will be repaid around 2040.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €468,100 | €42,550 | €32,160 | €96,921 | €14,438 |
| 2024 | €501,274 | €40,254 | €19,809 | €95,006 | €13,127 |
| 2023 | €532,546 | €35,675 | €51,047 | €86,996 | €11,239 |
| 2022 | €553,224 | €43,813 | €48,845 | €75,388 | €10,168 |
| 2021 | €584,782 | €42,174 | €49,455 | €74,588 | €10,168 |
| 2020 | €618,022 | €38,674 | €36,660 | €72,426 | €10,168 |
| 2019 | €650,645 | €36,924 | €29,077 | €335,712 | €10,169 |
Compared with similar buildings (Viljandi linn, built 1964–1974; 48 associations), long-term liabilities per m² of flat space are higher than 58% of them. The median for buildings with a loan is €171/m².
Flats in this building
Over the last 12 months 2 flats have been for sale in this building, asking €1,498–€1,625 per m².
Estate agents in Viljandi · Flat prices in Viljandi
Estate agents who have offered flats in this building
- Aime OpermannArco Vara Kinnisvarabüroo OÜ1 flat
- Uku-Urmas TrossMusical Kinnisvara OÜ1 flat
What is your flat worth?
An estimate for a flat at Suur-Kaare tn 39 from similar homes — free and instant.
Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| C | Suur-Kaare tn 411970 · 85 flats | €627,337 | €27,605 | 2025 |
| B | Suur-Kaare tn 451971 · 30 flats | €0 | €58,329 | 2025 |
| B | Suur-Kaare tn 431976 · 18 flats | €642,616 | €111,443 | 2025 |
| – | Suur-Kaare tn 331965 · 91 flats | €0 | — | 2023 |
| A | Suur-Kaare tn 491971 · 55 flats | €415,391 | €17,932 | 2025 |
| C | Suur-Kaare tn 551975 · 85 flats | €417,594 | €32,052 | 2025 |
| – | Kalvi tn 21981 · 6 flats | no reports | ||
| – | Kalvi tn 2a1981 · 3 flats | no reports | ||
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €468,100 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €32,160.
When was the building built?
According to the building register, it was first used in 1969 and has 5 storeys.
Who is on the association's board?
According to the business register, the board members are Erki Maasing, Gunnar Kalvik, Kristjan Kaarjärv, Luule Vitsur, Madis Puskar, Mati Tomson (board since 06.01.2018).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.