Apartment association · Tõrva linn, Tõrva vald
Valga tn 32 apartment association
Tõrva vald, Tõrva linn, Valga tn 32 korteriühistu (registry code 80093843) manages a 2-storey panel building built in 1965 with 11 flats. According to its 2025 annual report, the association's long-term liabilities were €53,058 (€108 per m² of flat space) and it held €3,201 in cash. Long-term liabilities have fallen 40% since 2019.
Board
- ASAnneli Soomaaboard member7 years 2 months
- SKSigne Kiinboard member8 years 1 month
- House conditiongood
- age, energy class and works done
- Loan affordabilitygood
- loan vs the association's annual income
- Cash buffergood
- cash next to the loan, 3-year average
- Managementaverage
- reports filed on time
Building
- Built
- 1965
- Storeys
- 2
- Construction
- panel
- Flats
- 11
- Lift
- no
- Renovated
- yes
Works on the building
per the building register
- A
- B
- CCvalid until 13.03.2030
- D
- E
- F
- G
- H
Compared with similar buildings: Tõrva vald (54 associations).
Finances by year
Loan principal repayment is an estimated €0.96 per m² of flat space a month, about €48 a month for a 50 m² flat (interest not included) — more than 85% of associations repaying a loan. The median is €0.52 in Estonia. At the current pace the loan will be repaid around 2035.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €53,058 | €1,765 | €3,201 | €18,098 | €0 |
| 2024 | €59,162 | €2,580 | €2,636 | €19,027 | €0 |
| 2023 | €64,355 | €2,357 | €674 | €21,712 | -€38 |
| 2022 | €69,478 | €8,277 | €4,673 | €15,269 | €836 |
| 2021 | €75,682 | €7,451 | €5,127 | €21,244 | €711 |
| 2020 | €81,881 | €13,760 | €3,128 | €24,473 | €753 |
| 2019 | €87,901 | €15,412 | €1,498 | €11,030 | €917 |
Compared with similar buildings (Tõrva vald; 54 associations), long-term liabilities per m² of flat space are higher than 72% of them. The median for buildings with a loan is €115/m².
Flats in this building
No flat in this building has been for sale or rent in the last 12 months.
What is your flat worth?
An estimate for a flat at Valga tn 32 from similar homes — free and instant.
Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| – | Valga tn 30Tõrva linn1985 · 8 flats | €2,486 | €3,791 | 2019 |
| A | Loosi tn 1Tõrva linn1985 · 12 flats | €267,080 | €1,913 | 2025 |
| – | Valga tn 28Tõrva linn1985 · 8 flats | €0 | €3,062 | 2021 |
| – | Valga tn 26Tõrva linn1969 · 8 flats | €0 | €2,428 | 2019 |
| B | Loosi tn 3Tõrva linn1971 · 12 flats | €148,456 | €18,420 | 2025 |
| C | Valga tn 15Tõrva linn1955 · 8 flats | €0 | €9,647 | 2025 |
| A | Metsa tn 2Tõrva linn1971 · 18 flats | €114,593 | €9,222 | 2025 |
| – | Valga tn 41Tõrva linn1948 · 4 flats | no reports | ||
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €53,058 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €3,201.
When was the building built?
According to the building register, it was first used in 1965 and has 2 storeys.
Who is on the association's board?
According to the business register, the board members are Anneli Soomaa, Signe Kiin (board since 19.09.2018).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.