Apartment association · Uhti küla, Kambja vald

Valge tee 11 apartment association

Kambja vald, Uhti küla, Valge tee 11 korteriühistu (registry code 80404065) manages a 2-storey brick building built in 1981 with 8 flats. According to its 2025 annual report, the association's long-term liabilities were €26,368 (€72 per m² of flat space) and it held €8,266 in cash. In 2022 long-term liabilities rose from €3,753 to €28,832 — usually a sign of a renovation.

Board

  • AOAntri Ojaboard member4 years 10 months
  • KSKaris Saalboard member2 years 9 months
  • KVKatrin Valmaboard member8 years 6 months
D
Association grade
D · below average
Kambja vald: ranked 132 of 143 graded associations.
House conditionaverage
age, energy class and works done
Loan affordabilityweak
loan vs the association's annual income
Cash buffergood
cash next to the loan, 3-year average
Managementgood
reports filed on time

Building

Built
1981
Storeys
2
Construction
brick
Flats
8
Lift
no
Heating
district heating

Building page: Valge tee 11 →

Long-term liabilities
€26,368
as of 31.12.2025
Liabilities per m²
€72
similar buildings with a renovation loan €222
Cash
€8,266
€22/m² · similar €23/m²
Income per m² a month
€0.36
similar buildings €1.10

Compared with similar buildings: Kambja vald, built 1976–1986 (19 associations).

Finances by year

Long-term liabilities per m² of flat space at year end
7 €/m²20194 €/m²202010 €/m²202178 €/m²new loan202270 €/m²202371 €/m²202472 €/m²2025

Loan principal repayment is an estimated €0.65 per m² of flat space a month, about €33 a month for a 50 m² flat (interest not included) — more than 65% of associations repaying a loan. The median is €0.52 in Estonia and €0.66 in Kambja vald. At the current pace the loan will be repaid around 2035.

YearLong-term liabilitiesShort-term liabilitiesCashIncomeLabour costs
2025€26,368€3,771€8,266€1,609€0
2024€25,976€3,613€5,159€1,929€0
2023€25,940€3,509€2,299€5,117€0
2022€28,832€3,359€3,075€33,855€0
2021€3,753€953€3,972€1,599€0
2020€1,318€849€1,672€3,985€0
2019€2,728€1,766€2,689€4,252€0

Compared with similar buildings (Kambja vald, built 1976–1986; 19 associations), long-term liabilities per m² of flat space are higher than 42% of them. The median for buildings with a loan is €115/m².

Flats in this building

Over the last 12 months 1 flat has been for sale in this building, asking €2,242–€2,242 per m².

Estate agents who have offered flats in this building

What is your flat worth?

An estimate for a flat at Valge tee 11 from similar homes — free and instant.

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Apartment associations nearby

GradeBuildingLong-term liabilitiesCashReport
BValge tee 13Uhti küla1969 · 12 flats€223,839€28,4452025
BValge tee 15Uhti küla1993 · 12 flats€39,239€13,9902025
DValge tee 17Uhti küla1974 · 8 flats€8,278€9,0852025
CValge tee 19Uhti küla1981 · 8 flats€36,129€3,7602025
CNõlva tee 6Uhti küla1999 · 8 flats€8,000€8,1972024
–Nõlva tee 4aUhti küla€0€3,3212025
–Nõlva tee 8Uhti küla1939 · 8 flatsno reports
CValgekõrtsi tee 8Uhti küla1965 · 8 flats€0€19,3062025

Frequently asked questions

Does the association have a loan?

According to its 2025 report, the association has €26,368 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.

How much cash does the association have?

At the end of 2025 the association held €8,266.

When was the building built?

According to the building register, it was first used in 1981 and has 2 storeys.

Who is on the association's board?

According to the business register, the board members are Antri Oja, Karis Saal, Katrin Valma (board since 10.04.2018).

How is the association grade calculated?

The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.

Where does the data come from?

Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.