Apartment association · Orissaare alevik, Saaremaa vald
Võidu põik 3 apartment association
Saaremaa vald, Orissaare alevik, Võidu põik 3 korteriühistu (registry code 80487973) manages a 3-storey brick building built in 1986 with 18 flats. According to its 2025 annual report, the association's long-term liabilities were €24,176 (€21 per m² of flat space) and it held €26,359 in cash.
Board
- KTKuldar Tamtikboard member8 years 5 months
- RKRaul Koppelboard member8 years 5 months
- TTTiia Trullboard member8 years 5 months
- House conditionaverage
- age, energy class and works done
- Loan affordabilitygood
- loan vs the association's annual income
- Cash buffergood
- cash next to the loan, 3-year average
- Managementgood
- reports filed on time
Building
- Built
- 1986
- Storeys
- 3
- Construction
- brick
- Flats
- 18
- Lift
- no
- Heating
- district heating
Compared with similar buildings: Saaremaa vald, built 1981–1991, brick (18 associations).
Finances by year
Loan principal repayment is an estimated €0.01 per m² of flat space a month, about €1 a month for a 50 m² flat (interest not included) — less than 99% of associations repaying a loan. The median is €0.52 in Estonia and €0.48 in Saaremaa vald.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €24,176 | — | €26,359 | €2,788 | €0 |
| 2024 | €17,444 | — | €19,602 | €2,894 | €0 |
| 2023 | €10,798 | — | €10,695 | €3,400 | €0 |
| 2022 | €4,348 | — | €5,343 | €10,474 | €0 |
| 2021 | €4,505 | — | €5,226 | €13,478 | €0 |
| 2020 | €9,171 | — | €11,292 | €5,240 | €0 |
| 2019 | €5,379 | — | €7,313 | €23,858 | €0 |
Compared with similar buildings (Saaremaa vald, built 1981–1991, brick; 18 associations), long-term liabilities per m² of flat space are higher than 61% of them. The median for buildings with a loan is €62/m².
Flats in this building
No flat in this building has been for sale or rent in the last 12 months.
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Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| – | Nurga tn 3Orissaare alevik1983 · 10 flats | no reports | ||
| E | Võidu põik 1Orissaare alevik1981 · 18 flats | €42,083 | €45,167 | 2025 |
| – | Nurga tn 7Orissaare alevik1976 · 7 flats | no reports | ||
| C | Kuivastu põik 1Orissaare alevik1998 · 18 flats | €0 | €7,847 | 2025 |
| D | Kuivastu põik 2Orissaare alevik1967 · 12 flats | €4,274 | €6,195 | 2025 |
| D | Kuivastu põik 3Orissaare alevik1976 · 18 flats | €0 | €26,360 | 2025 |
| D | Kuivastu põik 4Orissaare alevik1982 · 18 flats | €0 | €1,284 | 2025 |
| A | Kuivastu põik 6Orissaare alevik, Kuivastu mnt 13a1995 · 18 flats | €0 | €48,632 | 2025 |
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €24,176 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €26,359.
When was the building built?
According to the building register, it was first used in 1986 and has 3 storeys.
Who is on the association's board?
According to the business register, the board members are Kuldar Tamtik, Raul Koppel, Tiia Trull (board since 08.05.2018).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.