Apartment association · Valga linn, Valga vald
Jakobi tn 5 apartment association
Valga vald, Valga linn, Jakobi tn 5 korteriühistu (registry code 80019396) manages a 5-storey block building built in 1969 with 55 flats. According to its 2025 annual report, the association's long-term liabilities were €24,293 (€9 per m² of flat space) and it held €21,558 in cash. Long-term liabilities have fallen 60% since 2019.
Board
- JLJaan Luhtboard member4 years 4 months
- JRJuris Rudusboard member8 years 9 months
- TETõnis Eespereboard member8 years 3 months
- House conditionaverage
- age, energy class and works done
- Loan affordabilitygood
- loan vs the association's annual income
- Cash buffergood
- cash next to the loan, 3-year average
- Managementgood
- reports filed on time
Building
- Built
- 1969
- Storeys
- 5
- Construction
- block
- Flats
- 55
- Lift
- no
- Heating
- district heating
- A
- B
- C
- DDvalid until 17.09.2023
- E
- F
- G
- H
Compared with similar buildings: Valga vald, built 1964–1974 (41 associations).
Finances by year
Loan principal repayment is an estimated €0.18 per m² of flat space a month, about €9 a month for a 50 m² flat (interest not included) — less than 88% of associations repaying a loan. The median is €0.52 in Estonia and €0.35 in Valga vald. At the current pace the loan will be repaid around 2030.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €24,293 | €21,796 | €21,558 | €34,108 | €13,116 |
| 2024 | €30,299 | €23,753 | €22,274 | €30,011 | €11,808 |
| 2023 | €35,862 | €23,192 | €21,277 | €25,112 | €8,614 |
| 2022 | €45,704 | €12,121 | €13,221 | €21,095 | €7,437 |
| 2021 | €50,951 | €10,237 | €12,776 | €20,351 | €7,679 |
| 2020 | €56,127 | €5,297 | €9,017 | €20,433 | €7,836 |
| 2019 | €61,096 | €18,357 | €22,240 | €19,772 | €6,713 |
Compared with similar buildings (Valga vald, built 1964–1974; 41 associations), long-term liabilities per m² of flat space are higher than 80% of them. The median for buildings with a loan is €17/m².
Flats in this building
Over the last 12 months 1 flat has been for sale in this building, asking €559–€559 per m². 1 flat was offered for rent at €200 a month.
Estate agents in Valga · Flat prices in Valga
Estate agents who have offered flats in this building
- Keiri RebaneAS Ober-Haus Real Estate Advisors1 flat
- Keiri RebaneAS Ober-Haus Real Estate Advisors1 flat
What is your flat worth?
An estimate for a flat at Jakobi tn 5 from similar homes — free and instant.
Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| – | Jakobi tn 4Valga linn1969 · 7 flats | no reports | ||
| A | Vahtra tn 3Valga linn1985 · 45 flats | €23,194 | €9,051 | 2025 |
| B | Maleva tn 4aValga linn1985 · 55 flats | €17,378 | €13,061 | 2025 |
| C | Petseri tn 2Valga linn1985 · 45 flats | €0 | €71,135 | 2025 |
| – | Vahtra tn 5Valga linn1949 · 5 flats | no reports | ||
| D | Maleva tn 2Valga linn1949 · 8 flats | €0 | €4,142 | 2025 |
| B | Pikk tn 28Valga linn1949 · 75 flats | €0 | €35,886 | 2025 |
| C | Pargi tn 14Valga linn1985 · 24 flats | €0 | €10,081 | 2025 |
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €24,293 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €21,558.
When was the building built?
According to the building register, it was first used in 1969 and has 5 storeys.
Who is on the association's board?
According to the business register, the board members are Jaan Luht, Juris Rudus, Tõnis Eespere (board since 06.01.2018).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.