Apartment association · Tartu linn
Vallikraavi tn 11 apartment association
Tartu linn, Vallikraavi tn 11 korteriühistu (registry code 80186622) manages a 2-storey log building built in 1903 with 11 flats. According to its 2025 annual report, the association's long-term liabilities were €2,758 (€7 per m² of flat space) and it held €7,501 in cash. Long-term liabilities have fallen 91% since 2019.
Board
- BVBritt Vellingboard member6 years 1 month
- MHMikk Heinboard member11 months
- House conditionweak
- age, energy class and works done
- Loan affordabilitygood
- loan vs the association's annual income
- Cash buffergood
- cash next to the loan, 3-year average
- Managementaverage
- reports filed on time
Building
- Built
- 1903
- Storeys
- 2
- Construction
- log
- Flats
- 11
- Lift
- no
- Heating
- stove
Building page: Vallikraavi tn 11 →
Compared with similar buildings: Tartu linn, built 1898–1908 (20 associations).
Finances by year
Loan principal repayment is an estimated €0.97 per m² of flat space a month, about €49 a month for a 50 m² flat (interest not included) — more than 86% of associations repaying a loan. The median is €0.52 in Estonia and €0.66 in Tartu linn. At the current pace the loan will be repaid around 2026.
| Year | Long-term liabilities | Short-term liabilities | Cash | Income | Labour costs |
|---|---|---|---|---|---|
| 2025 | €2,758 | €14,669 | €7,501 | €5,714 | €0 |
| 2024 | €8,051 | €14,167 | €8,191 | €5,546 | €0 |
| 2023 | €13,003 | €13,625 | €8,077 | €2,615 | €0 |
| 2022 | €17,461 | €11,671 | €6,923 | €2,471 | €0 |
| 2021 | €21,782 | €9,565 | €4,973 | €3,753 | €0 |
| 2020 | €26,140 | €8,119 | €4,197 | €3,692 | €0 |
| 2019 | €30,337 | €7,484 | €3,825 | €2,450 | €0 |
Compared with similar buildings (Tartu linn, built 1898–1908; 20 associations), long-term liabilities per m² of flat space are higher than 60% of them. The median for buildings with a loan is €97/m².
Flats in this building
Over the last 12 months 1 flat has been for sale in this building, asking €3,597–€3,597 per m².
Estate agents in Kesklinn · Flat prices in Kesklinn
What is your flat worth?
An estimate for a flat at Vallikraavi tn 11 from similar homes — free and instant.
Value your flatApartment associations nearby
| Grade | Building | Long-term liabilities | Cash | Report |
|---|---|---|---|---|
| B | Pepleri tn 121963 · 48 flats | €352,927 | €19,152 | 2025 |
| D | Akadeemia tn 11960 · 23 flats | €0 | €13,054 | 2025 |
| B | Õpetaja tn 21959 · 12 flats | €86,559 | €27,593 | 2025 |
| E | Pepleri tn 2112 flats | €44,171 | €38,526 | 2025 |
| E | Riia tn 718 flats | €150,235 | €4,616 | 2025 |
| C | Riia tn 91977 · 69 flats | €917,818 | €17,708 | 2025 |
| – | Õpetaja tn 71891 · 5 flats | no reports | ||
| B | Vanemuise tn 371977 · 12 flats | €31,053 | €5,885 | 2025 |
Frequently asked questions
Does the association have a loan?
According to its 2025 report, the association has €2,758 of long-term liabilities. The report's key figures do not separate a bank loan from a renovation grant — the association's own statement gives the exact loan balance.
How much cash does the association have?
At the end of 2025 the association held €7,501.
When was the building built?
According to the building register, it was first used in 1903 and has 2 storeys.
Who is on the association's board?
According to the business register, the board members are Britt Velling, Mikk Hein (board since 01.09.2020).
How is the association grade calculated?
The A–E grade is built from public data and compares the association with all apartment associations in Estonia. House condition (40%) takes the building's age into account – a new house needs no renovation – along with the energy certificate and the works on the building that its flats' sale ads describe (sellers' and brokers' unverified claims) – the more works (facade, roof, pipes, heating and so on), the better; in an older building, a loan taken for renovation also counts as investment. Loan affordability (30%) shows how many years of income the long-term liabilities equal – up to three years is entirely normal. Cash buffer (10%) is cash per m² of flat space averaged over the last three year-ends: without a loan a bigger buffer is better; with a loan a moderate one is enough. Management (20%) shows whether the last three years' reports were filed, and on time, with extra points for a professional manager. A loan is not bad in itself: in an older building it usually means the house has been renovated. The grade is updated weekly.
Where does the data come from?
Finances: business register open data (annual-report key figures, 2019–2025). Building: building register. Flats on offer: Leiamaakler.ee data from the property portals.